Business Insurance

Insurance for small, medium and large businesses.

PSC McKenna Hampton offers a wide scope of business insurance for small, medium and large businesses as well as non-profit organisations and associations. Our business insurance policies can be tailored to suit the specific needs and requirements of your business or organisation.

Industrial Specialised Risks Insurance

Industrial Specialised Risks Insurance (ISR) provides all-in-one cover for larger organisations with highly diversified operations. ISR is comprehensive cover that includes property damage and consequential loss for medium to larger organisations with diverse operations and multiple locations.

PSC McKenna Hampton’s ISR policy is designed to protect physical assets, including stock, buildings, plant and machinery and other property.

Business Pack Insurance

PSC McKenna Hampton’s Business Package provides all-in-one business insurance protection and tailored cover to suit your needs and requirements.

Whether you’re in manufacturing, import/export, warehousing or retail, our Business Pack provides a range of different insurance types all under one policy – making it easy to insure your whole business.

Some key features of the Business Pack include a wide range of business insurance protection and the ability to fully tailor your insurance solution to meet your business’ needs, regardless of size or type of business. 

Business Pack lets you customise your insurance with 10 types of cover:

  1. Property
  2. Business interruption
  3. Theft and money
  4. Glass breakage
  5. Liability
  6. Employee dishonesty
  7. Machinery breakdown
  8. Computers and electronic equipment
  9. General property
  10. Tax investigation

* This is a general description of cover only – full details are set out in the Policy Wording document.

Commercial Motor Vehicle and Fleet Insurance

PSC McKenna Hampton’s Commercial Motor Insurance enables all your different business vehicles to be insured under the one policy, including all cars, trailers and caravans, right through to goods-carrying vehicles and mobile plant machinery.

You may further customise your policy by choosing between comprehensive, third party fire and theft, and/or third party-only for each vehicle insured.

Workers Compensation Insurance

Taking the hassle and complexity out of Workers’ Compensation Insurance is what we do best. Whether you’re a small business with just a few employees, or a large corporate with thousands, we can provide you with a comprehensive Workers’ Compensation package tailored to your business needs.

We’ll also help you minimise the cost by providing Workers’ Compensation solutions that reduce workplace injuries and also encourage injured workers to return to work.

Why choose PSC McKenna Hampton as your Workers’ Compensation Insurance provider?

  • We’ll help you arrange cover and manage claims when they occur
  • State-based teams across Australia to provide state-specific expertise
  • Tailored, flexible and responsive injury and claims management services
  • Solutions that identify, monitor and reduce the cause of injuries
  • Premiums that encourage and reward workplace safety and positive claims outcomes
  • Innovative risk management products and services.

Public & Products Liability Insurance

If your business deals with clients or customers, or works in public spaces, public liability insurance protects your business against claims of damage or injury. Defending personal injury or property damage claims can be incredibly costly, even if you’re not at fault, not to mention the delays that legal action may cause to your business.

Public and Products Liability Insurance protects your business from public liability claims and can be tailored to your business’s unique needs and requirements.

Public and Products Liability Insurance covers:

  • Property damage including any loss of use
  • Defence costs
  • Legal liability to compensation for personal injury, property damaged and advertising liability
  • Broad definitions of personal injury, your products, products liability and advertising liability

Umbrella Liability Insurance

Need extra insurance for a rainy day? Umbrella Liability Insurance is in excess of specified other policies but may also be primary insurance for losses not covered by other policies.

If a liability claim occurs the insured's primary insurance policies pay up to their limits, and any additional amount is paid by the umbrella policy (up to the limit of the umbrella policy). It’s flexible protection that fits over your existing primary insurance program whether or not you’ve already insured with us.

Personal Accident &/or Sickness &/or Journey Insurance

Personal Accident Insurance covers you or your employee in case of accidental injury, sickness, disability and/or death. This insurance may also provide lump sum benefits due to death or permanent disability from accidental injury and weekly benefits for temporary disablement due to accident, injury or sickness. 

Personal Accident &/or Sickness &/or Journey Policy features:

  • Personal accident, lump sum payment for accidental death or permanent disability
  • Broken bones payment for accidental injury
  • Weekly benefits payment for temporary total disablement
  • Scope of Cover includes 24 hour worldwide cover
  • Weekly benefits are payable for up to 104 weeks after the accident or sickness
  • Employee or self employed are both eligible
  • Broad list of occupations available
  • Cover for employees to & from workplace

Voluntary Workers Insurance

Voluntary workers are the lifeblood of non-for-profit organisations, community associations and the wider community but because they don’t receive wages for their work they’re not covered by Workers’ Compensation Insurance. 

Voluntary Workers Insurance is designed to cover your organisation and provide income protection to your voluntary workers who may be injured while undertaking work duties. The Insurance should also include your organisation’s Board of Management who should also be protected. 

With PSC McKenna Hampton you’ll be able to tailor the right level of benefits for your organisation’s unique requirements and needs. 

Corporate Travel Insurance

Do your employees travel regularly for business? Corporate Travel Insurance provides cover for your employees while they’re travelling on business in Australia and overseas.

PSC McKenna Hampton’s comprehensive Corporate Travel Insurance covers almost any mishap or unforeseen event. The policy meets the needs of both occasional travellers and frequent flyers.

Key features of our Corporate Travel Insurance policy:

  • Overseas medical, dental and additional expenses
  • Cancellations and delays
  • Hire car excess waiver
  • Liability
  • Luggage and travel documents
  • Accidental death, disability and loss of income

Expatriate Medical Expenses Insurance

Emergency medical treatment can be extremely expensive in foreign countries that’s why Expatriate Medical Expenses Insurance provides your expatriate employees with the medical and evacuation cover they need whilst working abroad. The policy covers them for medical, specialist, hospital, pharmaceutical and ancillary expenses.

In areas where medical treatment is inadequate and there is need for an emergency medical evacuation the policy covers transporting the Insured Person to first world medical care and subsequent repatriation back to Australia or country of origin.

The policy can be tailored to include other benefits such as Personal Accident & Sickness and Personal Liability covers which are common extensions.

Cargo – Goods In Transit Insurance

Goods in Transit Insurance covers loss of, or damage to, goods while in transit either in Australia or Internationally. The policy can also cover goods that are being stored prior to transit, during a journey or while loading and unloading.

Goods in Transit Insurance is perfect for stock whilst in transit between your premises, suppliers and your customers’ premises. Insurance cover can be arranged whether you’re moving the goods yourself or using professional couriers.

Contact us for more information.

Need help with your Business Insurance?
Contact us today on 08 6142 0000 or email us at:

Please refer to our Financial Services Guide for information on our services and how PSC McKenna Hampton are remunerated.